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Clear aligner treatment is a meaningful cost, and paying it all upfront isn't realistic or necessary for everyone. Jawology offers two payment plan options, Afterpay and Humm, both with 0% interest, so it's worth understanding how each one actually works before you check out.
Why Payment Plans Make Sense for Aligners
Aligner treatment happens over months, so spreading the cost over a similar timeframe rather than paying the full amount on day one is a practical way to manage the expense without taking on high-interest debt. Both options available through Jawology charge 0% interest when payments are made on time, meaning you pay the same total price, just split into manageable instalments.
How Afterpay Works
Afterpay splits your purchase into 4 equal instalments, paid fortnightly, with the first payment due at the time of purchase. There's no interest charged as long as payments are made on schedule. It's a shorter-term option, meaning your aligners are fully paid off in 6 weeks, which suits people who want the cost handled relatively quickly without one large upfront payment.
How Humm Works
Humm offers more flexibility on timeframe, with options to pay over 6 or 12 months, also fortnightly and at 0% interest. This suits people who prefer smaller individual payments spread over a longer period, aligning more closely with the actual duration of most aligner treatment plans.
Choosing Between Them
If you'd rather have the cost fully settled quickly and can manage 4 larger fortnightly payments over 6 weeks, Afterpay is the simpler option. If you'd prefer smaller, more spread-out payments that better match the length of time you'll actually be in treatment, Humm's 6 or 12 month options give you that flexibility. Both are approved through their own separate application process at checkout, subject to their standard eligibility criteria.
Frequently Asked Questions
Do I pay more overall if I use a payment plan instead of paying upfront?
No, both Afterpay and Humm are 0% interest when payments are made on time, so you pay the same total price as paying upfront, just spread across instalments.
What happens if I miss a payment?
Afterpay and Humm each have their own late payment terms and fees, separate from Jawology, so check their specific terms and conditions for details on missed payments.
Do I need to be approved separately for Afterpay or Humm?
Yes, both are third-party services with their own approval process at checkout, based on their standard eligibility criteria, separate from your Jawology order itself.
Can I pay off my plan early?
Generally yes for both providers, though it's worth checking directly with Afterpay or Humm for their specific early repayment terms.
Find Out If You're a Good Candidate
Take our free 2-minute assessment to see if Jawology's clear aligners suit your case. Treatment from $1,945, with 0% interest payment plans available.
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